Bad experiences with construction quality, the energy crises of 1973 and 1979, complaints about 'sick buildings', thermal, acoustical, visual and olfactory discomfort, the need for good air quality, the move towards more sustainability, all have accelerated the development of a field, which until some 40 years ago was hardly more than an academic exercise: building physics. Building physics combines several knowledge domains such as heat and mass transfer, building acoustics, lighting, indoor environmental quality and energy efficiency. In some countries, also fire safety is included. Through the application of existing physical knowledge and the combination with information coming from other disciplines, the field helps to understand the physical phenomena governing assembly, building envelope, whole building and built environment performance, although for the last the wording «urban physics» is used. Building physics has a true impact on performance based building design. This volume focuses on heat, air, moisture transfer and its usage in building engineering applications.
A detailed look at how economists shaped the world, and how the legacy continues Trillion Dollar Economists explores the prize-winning ideas that have shaped business decisions, business models, and government policies, expanding the popular idea of the economist's role from one of forecaster to one of innovator. Written by the former Director of Economic Research at Bloomberg Government, the Kauffman Foundation and the Brookings Institution, this book describes the ways in which economists have helped shape the world – in some cases, dramatically enough to be recognized with a Nobel Prize or Clark Medal. Detailed discussion of how economists think about the world and the pace of future innovation leads to an examination of the role, importance, and limits of the market, and economists' contributions to business and policy in the past, present, and future. Few economists actually forecast the economy's performance. Instead, the bulk of the profession is concerned with how markets work, and how they can be made more efficient and productive to generate the things people want to buy for a better life. Full of interviews with leading economists and industry leaders, Trillion Dollar Economists showcases the innovations that have built modern business and policy. Readers will: Review the basics of economics and the innovation of economists, including market failures and the macro-micro distinction Discover the true power of economic ideas when used directly in business, as exemplified by Priceline and Google Learn how economists contributed to policy platforms in transportation, energy, telecommunication, and more Explore the future of economics in business applications, and the policy ideas, challenges, and implications Economists have helped firms launch new businesses, established new ways of making money, and shaped government policy to create new opportunities and a new landscape on which businesses compete. Trillion Dollar Economists provides a comprehensive exploration of these contributions, and a detailed look at innovation to come.
Liquidity risk is in the spotlight of both regulators and management teams across the banking industry. The European banking regulator has introduced and implemented a stronger liquidity regulatory framework and local regulators have made liquidity a top priority on their supervisory agenda. Banks have accordingly followed suit. Liquidity risk is now a topic widely discussed in boardrooms as banks strive to set up a strong and efficient liquidity risk management framework which, while maintaining sufficient resources, does not jeopardize the necessary profitability and return targets. The Liquidity Risk Management Guide: From Policy to Pitfalls is practical guide for banks and risk professionals to proactively manage liquidity risk in a systemic way. The book sets out its own comprehensive framework, which includes all the various and critical components of liquidity risk management. The recommendations are based on experiences from the recent financial crises, best practices and compliance with current and future regulatory requirements, with special emphasis on Basel III. Using the new 6 Step Framework, the book provides step-by-step guidance for the reader to build their liquidity management framework into a new overarching structure, which brings all the different parts of liquidity risk into one approach. Special attention is given to the challenges that banks currently face when adopting and implementing the Basel III liquidity requirements and guidance is given on how the new metrics can be integrated into the existing framework, providing the most value to the banks instead of being a regulatory reporting matter.
A personal finance guide for today's turbulent world Sustainable Wealth empowers you to achieve your financial goals by unleashing the shackles of debt, no matter how uncertain the future may be. Filled with in-depth insights and practical advice, this reliable resource illustrates how you can predict economic booms and busts before they happen, adapt to changing markets and plan for lasting financial stability. Over the course of his career, Axel Merk has been at the forefront of identifying major trends, a leader in the public policy debate on how to fix the economy, and guide for investors looking to navigate the global credit crisis. With this new book, Merk puts your financial decisions in a global context and shows how factors ranging from the Federal Reserve and Congress to trends in Asia and Europe influence your financial well-being. Coaches you how to recognize major economic trends before they happen Puts forth a plan to help you cope with expenses and save for retirement, while building a legacy of wealth, not a mountain of debt Reveals why «staying the course» when governments or markets change the rules may be hazardous to your wealth As investors struggle to adapt to the new financial landscape, Sustainable Wealth provides straightforward answers to the tough financial questions we face-and the tools to achieve a financially sustainable lifestyle.
Hackers exploit browser vulnerabilities to attack deep within networks The Browser Hacker's Handbook gives a practical understanding of hacking the everyday web browser and using it as a beachhead to launch further attacks deep into corporate networks. Written by a team of highly experienced computer security experts, the handbook provides hands-on tutorials exploring a range of current attack methods. The web browser has become the most popular and widely used computer «program» in the world. As the gateway to the Internet, it is part of the storefront to any business that operates online, but it is also one of the most vulnerable entry points of any system. With attacks on the rise, companies are increasingly employing browser-hardening techniques to protect the unique vulnerabilities inherent in all currently used browsers. The Browser Hacker's Handbook thoroughly covers complex security issues and explores relevant topics such as: Bypassing the Same Origin Policy ARP spoofing, social engineering, and phishing to access browsers DNS tunneling, attacking web applications, and proxying—all from the browser Exploiting the browser and its ecosystem (plugins and extensions) Cross-origin attacks, including Inter-protocol Communication and Exploitation The Browser Hacker's Handbook is written with a professional security engagement in mind. Leveraging browsers as pivot points into a target's network should form an integral component into any social engineering or red-team security assessment. This handbook provides a complete methodology to understand and structure your next browser penetration test.
Renowned economist Andrew Smithers offers prescriptive advice and economic theory on avoiding the next financial crisis In The Road to Recovery, Andrew Smithers—one of a handful of respected economists to have accurately predicted the most recent global financial crisis—argues that the neoclassical consensus governing global economic decision-making must be revised in order to avoid the next financial collapse. He argues that the current low interest rates and budget deficits have prevented the recession becoming a depression but that those policies cannot be continuously repeated and a new consensus for action must be found. He offers practical guidance on reducing government, household, and business debt; changing the economic incentives for the management class that currently inhibit long-term growth; and rebalancing national economies both internally and externally. Further, he explains how central bankers must broaden the economic theories that guide their decisions to include the major factors of debt and asset prices. Offers practical, real-world economic policies for restructuring and rebalancing the global economic system Presents a modern economic theory for preventing the next collapse Ideal for economists, investors, fund managers, and central bankers Written by an economist described by the legendary Barton Biggs as «one of the five best, most dispassionate, erudite analysts in the world» As the global economy continues the long climb out of recession, it's imperative that central bankers and other economic decision-makers not repeat the mistakes of the past. The Road to Recovery offers prescriptive guidance on redesigning an economic system that is healthy, stable, and beneficial to all.
Today, cyber security, cyber defense, information warfare and cyber warfare issues are among the most relevant topics both at the national and international level. All the major states of the world are facing cyber threats and trying to understand how cyberspace could be used to increase power. Through an empirical, conceptual and theoretical approach, Cyber Conflict has been written by researchers and experts in the fields of cyber security, cyber defense and information warfare. It aims to analyze the processes of information warfare and cyber warfare through historical, operational and strategic perspectives of cyber attack. It is original in its delivery because of its multidisciplinary approach within an international framework, with studies dedicated to different states – Canada, Cuba, France, Greece, Italy, Japan, Singapore, Slovenia and South Africa – describing the state’s application of information warfare principles both in terms of global development and “local” usage and examples. Contents 1. Canada’s Cyber Security Policy: a Tortuous Path Toward a Cyber Security Strategy, Hugo Loiseau and Lina Lemay. 2. Cuba: Towards an Active Cyber-defense, Daniel Ventre. 3. French Perspectives on Cyber-conflict, Daniel Ventre. 4. Digital Sparta: Information Operations and Cyber-warfare in Greece, Joseph Fitsanakis. 5. Moving Toward an Italian Cyber Defense and Security Strategy, Stefania Ducci. 6. Cyberspace in Japan’s New Defense Strategy, Daniel Ventre. 7. Singapore’s Encounter with Information Warfare: Filtering Electronic Globalization and Military Enhancements, Alan Chong. 8. A Slovenian Perspective on Cyber Warfare, Gorazd Praprotnik, Iztok Podbregar, Igor Bernik and Bojan Ticar. 9. A South African Perspective on Information Warfare and Cyber Warfare, Brett van Niekerk and Manoj Maharaj. 10. Conclusion, Daniel Ventre
Now updated – your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear – this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics – understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road – manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance – know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy – discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks – explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers
What Could Possibly Go Wrong...is the sixth book in Jeremy Clarkson's bestselling The World According to Clarkson series. No one writes about cars like Jeremy Clarkson. While most correspondents are too buys diving straight into BHP, MPG and MPH, Jeremy appreciates that there are more important things to life. Don't worry, we'll get to the cars. Eventually. But first we should consider: The case for invading France; The overwhelming appeal of a nice sit-down; The inconvenience of gin and tonic; Why clothes are no better than ice cream; Spot-welding with the Duchess of Kent; And why Denmark is the best place in the world Armed only with conviction, curiosity, enthusiasm and a stout pair of trousers, Jeremy hurtles around the world - along motorway, autoroute, freeway and autobahn - in search of answers to life's puzzles and ponderings without forethought or fear for his own safety. What, you have to ask, could possibly go wrong...Praise for Clarkson: "Brilliant...laugh-out-loud." (Daily Telegraph). "Outrageously funny...will have you in stitches." (Time Out). "Very funny...I cracked up laughing on the tube." (Evening Standard).
Few doubt that China wants to be a major economic and military power on the world stage. To achieve this ambitious goal, however, the PRC leadership knows that China must first become an advanced information-based society. But does China have what it takes to get there? Are its leaders prepared to make the tough choices required to secure China’s cyber future? Or is there a fundamental mismatch between China’s cyber ambitions and the policies pursued by the CCP until now? This book offers the first comprehensive analysis of China’s information society. It explores the key practical challenges facing Chinese politicians as they try to marry the development of modern information and communications technology with old ways of governing their people and conducting international relations. Fundamental realities of the information age, not least its globalizing character, are forcing the pace of technological change in China and are not fully compatible with the old PRC ethics of stability, national industrial strength and sovereignty. What happens to China in future decades will depend on the ethical choices its leaders are willing to make today. The stakes are high. But if China’s ruling party does not adapt more aggressively to the defining realities of power and social organization in the information age, the ‘China dream’ looks unlikely to become a reality.
A unique, full-color introduction to Linux fundamentals Serving as a low-cost, secure alternative to expensive operating systems, Linux is a UNIX-based, open source operating system. Full-color and concise, this beginner's guide takes a learning-by-doing approach to understanding the essentials of Linux. Each chapter begins by clearly identifying what you will learn in the chapter, followed by a straightforward discussion of concepts that leads you right into hands-on tutorials. Chapters conclude with additional exercises and review questions, allowing you to reinforce and measure your understanding. Offers a hands-on approach to acquiring a foundation of Linux skills, aiming to ensure Linux beginners gain a solid understanding Uses the leading Linux distribution Fedora to demonstrate tutorials and examples Addresses Linux installation, desktop configuration, management of files and filesystems, remote administration, security, and more This book is essential reading for anyone entering the world of Linux!
This book provides a fundamental and practical introduction to radio frequency and microwave engineering and physical aspects of wireless communication In this book, the author addresses a wide range of radio-frequency and microwave topics with emphasis on physical aspects including EM and voltage waves, transmission lines, passive circuits, antennas, radio wave propagation. Up-to-date RF design tools like RF circuit simulation, EM simulation and computerized smith charts, are used in various examples to demonstrate how these methods can be applied effectively in RF engineering practice. Design rules and working examples illustrate the theoretical parts. The examples are close to real world problems, so the reader can directly transfer the methods within the context of their own work. At the end of each chapter a list of problems is given in order to deepen the reader’s understanding of the chapter material and practice the new competences. Solutions are available on the author’s website. Key Features: Presents a wide range of RF topics with emphasis on physical aspects e.g. EM and voltage waves, transmission lines, passive circuits, antennas Uses various examples of modern RF tools that show how the methods can be applied productively in RF engineering practice Incorporates various design examples using circuit and electromagnetic (EM) simulation software Discusses the propagation of waves: their representation, their effects, and their utilization in passive circuits and antenna structures Provides a list of problems at the end of each chapter Includes an accompanying website containing solutions to the problems (http:\\www.fh-dortmund.de\gustrau_rf_textbook) This will be an invaluable textbook for bachelor and masters students on electrical engineering courses (microwave engineering, basic circuit theory and electromagnetic fields, wireless communications). Early-stage RF practitioners, engineers (e.g. application engineer) working in this area will also find this book of interest.
This reference source on water efficiency in buildings provides comprehensive and up-to-date information. Both multi-disciplinary and practical, it signposts current knowledge, innovation, expertise and evidence on an important subject which is high in the resource management debate. Water Efficiency in Buildings: a review of theory and practice is structured into five sections: Policy; People; Building Design and Planning; Alternative Water Technologies; and Practical Examples & Case Studies. This final section of the book presents new and current practice as well as lessons learnt from case examples on the use of water saving technologies and user engagement. Current evidence is vital for effective policy making. The dynamic nature of issues around water resource management creates a higher need for robust and reliable data and research information that can inform policy and regulations. This compendium provides a roadmap for researchers and building professionals on water efficiency as well as for policy makers and regulators. The case studies and research presented fall within the water supply and demand spectrum, especially those that focus on process efficiency, resource management, building performance, customer experiences and user participation, sustainable practises, scientific and technological innovation. The benefit and impact of the research is at the localandnational level, as well as in the global context.
Go inside the research to see the global consequences of unethical banking The Next Revolution in our Credit-Driven Economy: The Advent of Financial Technology integrates market theory and practice to help investors identify growth opportunities, and to help regulators create a sustainable economic environment. Author Paul Schulte, former economic analyst with the National Security Council, draws upon his own decade-spanning research to demonstrate how unethical banking practices provide the brute force that drives political and economic crises worldwide. By unbundling how credit markets work, this authoritative guide provides deep insight into crisis avoidance and detection, successful investment climates, and the groundwork that must be in place for policy makers to build a sound basis for economic growth. Clear, succinct case studies provide examples of policy and its effects on economic stability, giving you a stronger understanding of the network of forces that determine how loan/deposit ratios behave around the world. Countries that lend more than they save consistently get into trouble, with catastrophic consequences for the rich and middle class as well as the politicians. This book shows how credit excesses bring about price collapse in stocks, currencies, and real estate, and provides direction for change in the context of global economics. Dive deep into the mechanisms underlying the credit markets Learn how unregulated borrowing leads to socioeconomic crises Examine real-world policy options through global case studies Discover how credit rises are best detected and avoided An economic climate in which even the smallest hiccup can have long-lasting consequences should be the ideal impetus for a close scrutiny of global banking practices and economic policy. The Next Revolution in our Credit-Driven Economy takes you behind the scenes for a new perspective, and a more informed look at where the world needs to begin changing. The second half of the book will take a look at the revolution driving financial technology. Companies in Silicon Valley and giants like Alibaba are challenging the landscape for banking. This has profound implications for policy makers, banks and for a new class of entrepreneurs who are developing software which is taking away market share from bank and challenging decades-old financial empires. The book will explore the reasons why many global banks remain flat-footed. It will go into detail about the new companies and software that are moving in the Far East and with innovations in securities, bonds, foreign exchange, retail lending and SME lending. Lastly the book will look at the strategy behind Alibaba and how it will challenge many companies from a powerful base inside China.